Serious analysis of unserious income

Find the little income streams that actually hunt.

Beer Money Universe tests payout apps, games and small online income opportunities to find what actually pays, what is worth your time, and what should probably be skipped.

Best Opportunities Right Now

The current BMU shortlist: opportunities with enough evidence to deserve attention, plus the ones still under active investigation.

Current Favorite

TerraMine

Our live experiment reached 883 mines on October 15. We reinvested $22 of accumulated rent into 6,600 TB while pursuing two $100 January withdrawals.

Read the TerraMine Review →
Cashout UI Verified

Land Rent

Land Rent currently shows a $5 cashout route through PayPal, prepaid cards and gift cards. BMU is now waiting for completed withdrawal evidence.

Follow the Land Rent Test →
Explore

Paid Research & Surveys

For people who want faster, more direct earnings, BMU is expanding into paid research, survey sites and carefully selected offerwalls.

See Post-MTurk Options →

BMU payout rule: points, tokens and simulated balances are not counted as beer money until there is a credible path to real withdrawal. Our evidence ladder is: No payout → Announced → Cashout UI → Withdrawal Requested → Payment Received.

Live Field Tests

BMU tracks what happens over time—not just what an app claims on its store page.

October 15 TerraMine checkpoint: 883 properties owned, 4,800 TB unspent and $3.1489/month in estimated base rent (about $63/month at a sustained 20× boost). We converted $22 in accumulated in-game rental earnings to 6,600 TB on the 300 TB/$ promotion. The next planned reinvestment review is November 1; actual January withdrawals remain the goal, not a guaranteed outcome.

Live Experiment

TerraMine $200/Month Experiment

October 15 checkpoint: 883 mines, 4,800 unspent TB and about $63/month in modeled fully boosted rent. We converted $22 of earned rent into 6,600 TB at the promotional rate (300 TB/$). The January goal remains two $100 withdrawals—not merely reaching a $200/month earning rate.

Read the Latest Progress Report →
Comparison

TerraMine vs Land Rent vs Atlas Earth

Compare how efficiently the three apps turn rewarded ads, time and accumulation into productive virtual property.

Compare Property Economics →
Transition Guide

What to Use After MTurk

A practical post-MTurk stack built around paid research, user testing, selected offerwalls and slower long-game earning apps.

Build a Post-MTurk Stack →

Ways to Earn

Start with the kind of beer money you actually want to pursue.

Paid-to-Play

Games & Property Apps

TerraMine, Atlas Earth, Land Rent, Prospectour and other apps where progression can build a longer-term earning position.

Explore Paid-to-Play →
Paid Research

Surveys & Research

Faster cash opportunities where qualification rate, payout threshold and hourly return matter more than long-term accumulation.

Explore Survey & Research Options →
Selective Use

Offerwalls & Microtasks

Useful when the math is clear. BMU focuses on value per minute, payout reliability and avoiding low-value distractions.

See What BMU Is Watching →

Latest From the Field

Current findings, platform changes and the newest evidence worth knowing.

Land Rent

$5 Cashout Route Now Visible

PayPal, prepaid cards and gift cards currently appear in the redemption flow. The first completed external withdrawal remains the next evidence milestone.

See the Evidence →
October 15 Update

TerraMine: 883 Mines and $22 Reinvested

Our portfolio grew from 718 mines on October 9 to 883 on October 15. We converted $22 of accumulated rent into 6,600 TB, with 4,800 TB still available. This is reinvestment, not a cash withdrawal.

Follow the January $200 Experiment →
MTurk

Mechanical Turk Is Shutting Down

BMU's worker-first transition guide covers protecting balances, setting an hourly-rate floor and moving deliberately into alternatives.

Read the Closure Guide →

Tools & Calculators

Put numbers on strange little income streams before spending serious time on them.

TerraMine Earnings Calculator

Estimate TerraMine income under different mine counts, earning rates and growth assumptions.

Open Calculator →

Beer Money Hourly Rate Calculator

Convert payouts and active time into an effective hourly return so very different opportunities can be compared on common ground.

Open Calculator →

Opportunity Watchlist

See which apps are paying now, promising future payouts, or still waiting for enough evidence to deserve serious attention.

Open the Watchlist →

How BMU Judges an Opportunity

We care about actual earnings, time, capital, payout evidence, scalability and rule risk. Labels change when the evidence changes.

Scout
Investigate
Accumulate
Harvest
Dismiss

Read more about BMU's methodology →

More of the Universe is being mapped.

BMU is expanding beyond TerraMine into paid research, offerwalls, microtasks and new earning apps—while keeping the same rule: real payout evidence comes before hype.

See What We're Testing Browse Recommended Creators